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Settling Debt on Your Own, Without Paying a Company on Your Behalf

Settling your debt on your own, without paying a company to do it on your behalf, is possible and can provide significant benefits. By settling your debt yourself, you can save money on fees, avoid scams and unethical practices, and take control of your financial situation. Here are some steps to follow if you want […]
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Proven Ways to Reduce Personal Debt

Personal debt can be a major burden, causing stress and financial difficulties. But it doesn't have to be that way. There are proven ways to reduce personal debt and get back on track to financial stability. One of the most effective ways to reduce personal debt is to create a budget and stick to it. […]
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Medical Debt Help: How to Pay off Medical Bills

Medical debt can be a significant financial burden for many individuals and families. High medical bills can make it difficult to pay other bills and can lead to financial stress and hardship. If you are struggling with medical debt, there are steps you can take to help pay off your medical bills and improve your […]
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Is it better to settle or pay a debt in full?

When it comes to managing debt, one of the biggest decisions you may face is whether to pay it off in full or to settle the debt for a lower amount. Both options have their own pros and cons, and the best choice for you will depend on your individual circumstances. In this blog post, […]
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How to negotiate with a debt collector?

Negotiating with a debt collector can be a challenging and intimidating process, but it is important to remember that you have rights and options. Debt collectors are subject to federal and state laws that protect consumers, and it is important to know your rights and how to assert them. First and foremost, you have the […]
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How Tax Season Affects Debt Collection

Tax season can have a significant impact on debt collection, both for individuals and for the debt collection industry as a whole. Understanding how tax season affects debt collection can help you manage your debt and avoid potential pitfalls. For individuals, tax season can affect debt collection in several ways. First, if you are receiving […]
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