Supplemental Security Income (SSI) is a federal program that provides financial assistance to individuals who are aged 65 or older, blind, or disabled and have low income and limited resources. If you are considering moving in with your children and are wondering if you will still be eligible for SSI, there are a few things you should know.
First, it is important to understand that SSI is intended to provide financial support to those who are unable to work and do not have sufficient income or resources to meet their basic needs. In order to qualify for SSI, you must meet certain income and resource limits set by the Social Security Administration (SSA). These limits are subject to change each year, so it is a good idea to check the current limits before applying for SSI.
If you are considering moving in with your children, it is important to know that your SSI eligibility may be affected by the income and resources of the household you are moving into. This is because SSI eligibility is determined based on your individual income and resources, as well as the income and resources of any other household members who are related to you by blood, marriage, or adoption.
If your children are providing you with financial support, such as paying for your rent, food, and other basic necessities, this may be considered in-kind support and maintenance (ISM). ISM is not counted as income for SSI purposes, but it may be counted as a resource if it is received in cash.
If you are moving in with your children and they are not providing you with financial support, their income and resources may still be considered in determining your SSI eligibility. For example, if your children own the home you are moving into and they are not charging you rent, the value of the home may be counted as a resource for SSI purposes. Similarly, if your children have income above the SSI limits, this may affect your eligibility for SSI.
It is also important to note that if you are moving in with your children and they are not providing you with financial support, you may still be responsible for paying for your own food and shelter. If you are unable to do so, you may be able to receive additional financial assistance through SSI.
In order to receive SSI, you will need to complete an application and provide documentation of your income, resources, and living arrangements. The SSA will review your application and make a determination of your eligibility based on the information you provide.
If you are approved for SSI, you will receive a monthly payment to help cover your basic living expenses. The amount of your SSI payment will depend on your income and resources, as well as the cost of living in your area.
It is important to remember that SSI is intended to provide financial assistance to those who are unable to work and do not have sufficient income or resources to meet their basic needs. If you are moving in with your children and they are not providing you with financial support, your SSI eligibility may be affected by their income and resources. It is a good idea to speak with a representative from the SSA or a qualified attorney before making any decisions about your living arrangements, to ensure that you fully understand how your SSI eligibility may be impacted. Overall, it is always a good idea to consider all of your options and to seek guidance from qualified professionals before making any major life decisions that may affect your SSI eligibility.
