If you are receiving Social Security Disability (SSD) benefits, you may be wondering if you can return to work while still receiving those benefits. The answer is that it is possible to return to work while receiving SSD benefits, but there are certain rules and limitations that you will need to follow.

First, it's important to understand that SSD benefits are intended for individuals who are unable to work due to a disability. If your disability improves and you are able to return to work, you may no longer be eligible for SSD benefits. However, the SSA has programs in place to help individuals with disabilities return to work, called "work incentives." These programs can help you keep your SSD benefits while you are working, at least for a limited time.

One of these work incentives is called the trial work period (TWP). The TWP allows you to test your ability to work for at least nine months without losing your SSD benefits. During the TWP, you can work and still receive your full SSD benefits, no matter how much you earn. This can give you the opportunity to see if you are able to work on a full-time or part-time basis without financial hardship.

To qualify for the TWP, you must be receiving SSD benefits and have a disability that is expected to last at least 12 months or result in death. You must also be able to work and be available for work, which means that you are able to work at least eight hours per month and are actively looking for work.

If you are able to work and earn above a certain amount during the TWP, you will be considered "engaged in substantial gainful activity" (SGA) and your SSD benefits will be terminated. The SGA amount for 2021 is $1,310 per month for non-blind individuals and $2,190 per month for blind individuals. However, it's important to note that if you are participating in the TWP, you can earn above the SGA amount for nine months without losing your benefits.

Another work incentive is called the extended period of eligibility (EPE). The EPE allows you to continue receiving SSD benefits for up to 36 months after the end of your TWP, as long as your disability has not improved and you are not earning above a certain amount. This can provide a safety net while you continue to work and try to become self-sufficient.

To qualify for the EPE, you must be receiving SSD benefits, have a disability that is expected to last at least 12 months or result in death, and be able to work and be available for work. You must also be earning below the SGA amount, which is $1,310 per month for non-blind individuals and $2,190 per month for blind individuals. If you are able to work and earn above the SGA amount during the EPE, your SSD benefits will be terminated.

It's important to note that the SSA will closely monitor your work activity while you are receiving SSD benefits. If you are able to work on a sustained basis and your disability has improved, your SSD benefits may be terminated. The SSA will consider a variety of factors when determining whether you are able to work on a sustained basis, including the type of work you are doing, how many hours you are working, and how much you are earning.

If you are considering returning to work while receiving SSD benefits, it's a good idea to consult with the SSA and your doctor to understand the rules and limitations that apply to your situation. You may also want to seek the help of an experienced disability attorney who can provide you with guidance and support as you navigate the process.