If you are receiving Social Security disability benefits, it is possible that your spouse may also be eligible to receive benefits based on your work record.
To be eligible for Social Security spousal benefits, your spouse must be at least 62 years old and either currently married to you or have been married to you for at least 10 years. If your spouse meets these requirements and is not already receiving retirement benefits, they may be able to receive spousal benefits based on your work record.
There are several different types of Social Security spousal benefits that your spouse may be eligible for, including:
Spousal retirement benefits: If your spouse is at least 62 years old and you are receiving Social Security retirement benefits, they may be eligible to receive spousal benefits equal to 50% of your retirement benefit amount.
Spousal disability benefits: If you are receiving Social Security disability benefits and your spouse is at least 62 years old, they may be eligible to receive spousal disability benefits equal to 50% of your disability benefit amount.
Survivors benefits: If you pass away, your spouse may be eligible to receive survivors benefits if they are at least 60 years old. The amount of survivors benefits your spouse may receive will depend on your work history and the amount of benefits you were receiving at the time of your death.
It is important to note that if your spouse is eligible for their own Social Security benefits based on their own work record, they will receive their own benefit amount or the spousal benefit amount, whichever is higher.
To apply for Social Security spousal benefits, your spouse will need to complete an application and provide documentation of their age, marriage, and your work and benefit history. They can apply for spousal benefits online, by phone, or in person at a Social Security office.
It is also worth noting that if your spouse is caring for a child under the age of 16 or a disabled child, they may be able to receive Social Security benefits based on your work record as a caregiver. To be eligible for caregiver benefits, your spouse must be caring for the child at least 80 hours per month and the child must be receiving Social Security benefits based on your work record.
Overall, it is possible for your spouse to receive Social Security benefits based on your work record if they meet the eligibility requirements. If your spouse is interested in applying for spousal or caregiver benefits, it is a good idea for them to contact the Social Security Administration to learn more about the specific requirements and how to apply.