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Kevin Ramos
December 28, 2022

What not to say when applying for disability?

When applying for Social Security Disability Insurance (SSDI), it is important to be honest and accurate in your application and supporting documentation. However, there are certain things you should avoid saying that could negatively impact your chances of getting approved. In this blog, we will discuss some of the things you should avoid saying when applying for SSDI.

"I can't work at all."

One of the main factors the Social Security Administration (SSA) considers when determining eligibility for SSDI is your ability to work. If you claim that you are completely unable to work, it may be difficult to prove that you are disabled. Instead, focus on the specific tasks or duties that you are unable to perform due to your disability.

"My condition isn't that bad."

It is important to be honest about the severity of your condition, but downplaying its impact can be counterproductive. The SSA is looking for evidence of a severe impairment that prevents you from working, so it is important to accurately describe the limitations caused by your disability.

"I don't have any medical evidence."

Medical evidence is an essential part of the SSDI application process. Without it, it will be difficult to prove that you have a qualifying disability. Make sure to gather and provide as much medical evidence as possible, including test results, treatment records, and statements from your doctors.

"I can't afford to see a doctor."

If you are unable to work due to your disability, it may be difficult to afford medical treatment. However, it is important to seek medical treatment and follow your treatment plan as prescribed. This will not only help you manage your condition, but it will also provide valuable documentation for your SSDI application.

"I don't have any work history."

To be eligible for SSDI, you must have worked a certain number of years and paid into the Social Security system through payroll taxes. If you do not have a work history, it may be difficult to qualify for SSDI. If you are close to the required number of work credits, you may still be able to get SSDI through the "disability freeze" provision, which allows you to count the time you were unable to work due to your disability as work credits.

"I can't do anything."

While it is important to be honest about the limitations caused by your disability, it is also important to focus on your abilities and any activities you can still do. The SSA will consider your residual functional capacity (RFC), which is the ability to do work-related activities based on your medical condition. If you claim that you are unable to do any activities, it may be difficult to prove that you are disabled.

"I'm not getting any better."

If your condition is not improving, it is important to be honest about this. However, it is also important to consider any accommodations or assistive devices that may help you perform work-related activities. The SSA will consider your ability to perform work with or without accommodations.

What should you say when applying for SSDI?

When applying for SSDI, it is important to focus on the specific limitations caused by your disability and how they impact your ability to work. Here are some things you should consider saying:

Describe your medical condition and the treatment you have received

Provide detailed information about your work history and the duties you were responsible for

Explain how your disability affects your ability to perform work-related activities

Provide medical evidence to support your claim, including test results, treatment records, and statements from your doctors

Consider any accommodations or assistive devices that may help you perform work-related activities.

In conclusion, it is important to be honest and accurate when applying for Social Security Disability Insurance (SSDI). However, there are certain things you should avoid saying that could negatively impact your chances of getting approved. These include claiming that you are completely unable to work, downplaying the severity of your condition, failing to provide medical evidence, stating that you cannot afford medical treatment, having no work history, claiming that you cannot do anything, and stating that your condition is not improving.

To increase your chances of getting approved for SSDI, focus on the specific limitations caused by your disability and how they impact your ability to work. Provide detailed information about your medical condition and treatment, work history, and abilities, and provide medical evidence to support your claim. Consider any accommodations or assistive devices that may help you perform work-related activities. By being honest and accurate in your application and supporting documentation, you can increase your chances of getting approved for SSDI.

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